What to Do After a Car Accident in Ireland
Let’s face it, car accidents can be pretty scary. In the heat of the moment, it’s easy to feel overwhelmed and confused. But hey, don’t worry. Even though we hope it never happens, being prepared can make all the difference. That’s why we’ve put together a handy checklist of tips to guide you through if you ever find yourself in a car accident. Here are the steps to take if you’re in a car accident:
Step-by-Step Guide
Below you’ll find a simple step-by-step guide to follow if you’re involved in a car accident in Ireland. Each step is designed to help you stay safe, follow the law, and make sure everything is handled properly with your insurer.
Stop Safely
Bring your car to a stop immediately after the accident. If it’s minor but in a dangerous spot, move it to a safer location.
Turn Off the Engine
After stopping, turn off the engine to prevent any hazards, and switch on your hazard lights.
Stay Calm
Try to remain calm despite the shock. Take deep breaths to help manage any feelings of fear or frustration.
Check the Surroundings
Ensure it’s safe to leave your vehicle. If it is, turn on the hazard lights to alert other drivers, especially in low-visibility conditions.
Check for Injuries
Assess yourself and your passengers for injuries, but don’t attempt first aid beyond your capabilities.
Call Emergency Services
If there are injuries, call emergency services immediately. Also, inform the Garda Síochána about the accident.
Gather Information
Collect names and contact details of witnesses and exchange insurance information with the other party involved.
Document the Scene
Take photos of the accident, including vehicle damage, street signs, and any injuries.
Wait for the Garda Síochána
Wait for the Garda to arrive and assist in documenting the accident.
Know your obligations
Under Irish law, every driver involved in an accident that causes injury or damage must stop and give their name, address, and insurance details to the other party. You are also required to report the incident to the Garda Síochána, particularly if someone is hurt or if the other driver leaves the scene without exchanging details.
If the other vehicle is uninsured or you cannot identify the driver, you can contact the Motor Insurers Bureau of Ireland (MIBI) for advice on how to make a claim. Keeping calm and following these legal steps can help protect your rights and ensure the situation is handled properly.
What Not to Do at the Scene
While it’s natural to feel shaken, try to avoid making statements that could be misunderstood. Don’t admit fault or apologise at the scene, even if you think you might have contributed to the collision, liability is decided later by insurers and, if necessary, the Gardaí.
Avoid moving injured people unless there’s immediate danger, and never leave the scene before exchanging information or speaking with the Garda Síochána. Staying calm and following the correct steps will make the claims process smoother for everyone involved.
Contact Your Insurance Provider
Inform your insurance company about the accident as soon as possible. Provide them with all relevant details.
If you’re unsure what your car insurance covers, check your policy documents or speak directly with your insurer. They can explain what’s included and how your cover applies after an accident. It’s also worth learning how a claim might affect your discount. Our guide to No Claims Bonus Protection explains how you can safeguard your bonus if an accident happens. For more information on Irish motor cover, visit our Car Insurance in Ireland page or compare trusted insurers today.
CompareInsuranceIreland.ie is 100% Irish owned and regulated by the Central Bank of Ireland. We work with trusted Irish insurers to help drivers find the right car insurance and support after an accident.