Windscreen Cover insures the cost of getting your car window repaired or replaced in the event of damage. For instance, broken, cracked or chipped glass.
Does Windscreen Cover come with all car insurance policies?
This benefit generally comes as standard on Fully Comprehensive car insurance policies. If you have a Third Party Fire and Theft car insurance policy, you will have the option to add this additional cover for a fee. Refer to your policy document or phone us today to learn more.
What should I do if my window is damaged or broken?
If you notice damage to your windscreen, you must call the insurance company to confirm the details. They will have a list of approved repairers that will fix the damage or replace the window.
Do I have to use an approved windscreen repairer?
In general, you do not have to use an approved windscreen repairer. However, if you do not use an approved repairer, the insurance company may not pay the full cost of the repair or the replacement.
Will a claim for broken glass affect my no claims bonus?
Your car insurance No Claims Bonus will not be affected.
Is there a limit on the number of times I can claim?
Yes, insurance companies will generally limit the number of claims to 2, for the duration of your policy in any one period.
Do I pay an excess amount in the event of a claim?
If you need to get the window replaced, there may be an excess amount you must contribute towards the new window. Full details will be outlined on your policy schedule.
Does the insurance cover all windows in the vehicle?
The benefit will cover all standard windows. However, some insurance companies will not cover the repair or replacement to a panoramic glass roof, sunroofs, mirrors and lights. If in doubt, give us a quick call on 042 935 9090 or get a cheap car insurance quote here!