Cheap Wedding Insurance Ireland
Wedding insurance will cover weddings and civil partnerships in Ireland and abroad. Your wedding day should be one of the happiest times of your life, so why let unexpected events ruin your day, such as caterers or photographers not showing up or your chosen venue going bust. No matter how diligently weddings are planned, things do go wrong. The average Irish wedding can be very expensive. It may cost over €20,000 which is a considerable amount, so it’s important to choose the policy that suits your budget.
Wedding insurance will cover you in the event the wedding, civil partnership or civil ceremony is cancelled due to an insurable reason such as the bride, groom or close relative falling ill, redundancy or closure of the venue by the relevant authority. It will ensure that you do not lose out financially should the unexpected occur. Please note; wedding insurance can not be taken out later than 10 days before your wedding date or earlier than 24 months prior to your wedding date. We have outlined cancellation limits and prices for different wedding packages in the above table, terms, conditions and limits may apply.
What is Wedding Insurance?
Wedding insurance will cover cancellation, rearrangement costs, theft of rings and wedding gifts, damage to dress and attire, illness, loss of deposits due to a suppliers going bankrupt and much more. We review some of the main benefits below so that you are aware of what is and what is not covered, to enable you to choose the right policy.
Cancellation or postponement – this benefit will cover you in the event the bride, groom or a close family member becomes ill or the wedding party or guests are unable to reach the wedding hotel or venue due to adverse or extreme weather conditions. See full list of insurable reasons in the policy schedule.
Failure of suppliers – this benefit will cover you in the event wedding suppliers fail to conduct their service. Wedding suppliers may include; photographers, wedding dress supplier, transport etc
Theft or loss of wedding rings and gifts – in the event wedding gifts or rings are stolen.
Personal liability and accident – accidental injury to third parties or damage to their property.
Legal expenses – this benefit relates to recouping the costs in the event you have to take a supplier to court to be compensated.
Optional extras include marquee or overseas wedding cover, these benefits can be added to your policy for an extra premium.
Wedding insurance exclusions?
– Excess limit, this amount will vary depending on the insurer.
– Change of mind or cold feet, insurance can not cover emotions.
– Honeymoons are not covered, you will have to take out a separate travel insurance policy.
When choosing a wedding insurance policy the cheapest may not always be the most suitable, you will need to take into consideration how much you are paying for the big day, the location and level of benefits required. Do the figures, how much will the venue, photographer, wedding attire, rings, DJ & band, transport, cake and flowers cost. All contents on Compare Insurance Ireland is for informational purposes only and is not intended as financial advice. Thank you for visiting our wedding insurance website, we hope you enjoy your big day. Review cheap wedding insurance today & save!