Cheap Carpentry & Joinery Insurance Quotes
Whether you craft bespoke cabinets in your workshop or work on site as a carpenter or joiner, having the right insurance is essential to protect your business. Public liability insurance is a must for most, as it covers you if something goes wrong. If you employ staff, you’ll need to consider employers liability insurance.
Additionally, consider adding cover for your tools and equipment to ensure you’re fully prepared for whatever comes your way. If you work across different trades or handle various projects, see our Tradesman Insurance page for more details on combined cover options that can protect multiple aspects of your business. Let us compare cheap public liability insurance quotes to find you the perfect policy at an affordable price.
Public Liability Insurance for your Carpentry Business
While public liability insurance isn’t a legal requirement in Ireland, protecting both you and your business is highly recommended. Imagine facing an unexpected claim without insurance; the financial impact could be overwhelming, potentially putting your business at risk.
If you’re a subcontractor, it may be worth your while to take out carpenter’s insurance. Many customers prefer to hire insured professionals, as it gives them peace of mind that any unforeseen incidents are covered. Some clients might even refuse to work with you if you don’t have public liability insurance in place.
Frequently Asked Questions
Do carpenters in Ireland need public liability insurance?
It’s not a legal requirement, but most clients expect it. It covers injury or property damage caused while carrying out your work.
What other insurance do carpenters need?
Employers liability and tools cover are common add-ons to protect your staff and equipment.
Is carpenter insurance tax deductible in Ireland?
Yes. In most cases, the cost of your business insurance, including carpenter or joinery cover, can be claimed as a tax-deductible business expense if it’s solely for work purposes.
How much does carpenter insurance cost in Ireland?
The cost depends on factors such as your type of work, level of cover, number of employees, and claims history. Public liability insurance for carpenters typically starts from around €200 per year, but comparing quotes is the best way to find accurate pricing.
Compare Insurance Ireland is 100% Irish-owned and regulated by the Central Bank of Ireland. We’re members of Brokers Ireland and have been helping Irish tradespeople find affordable cover since 2013.
Ready to protect your carpentry business?
Call 042 935 9090 today.