Type Of Cover

Single Trip : Covers you for a once off trip within your selected travel dates.

Multi Trip : Also known as annual travel insurance will cover you for multiple trips within 365 days from your selected start date. Duration of each trip may vary depending on the insurer's criteria.

Backpacker : Also known as long stay travel insurance will cover you for a once off trip, generally with a duration of up to 1 year.

Single Trip
Annual Trip
Backpacker

Destination

Destination : Territorial limits may vary depending on the insurer. Please note certain regions may not be covered due to conflict, civil or political unrest such as Algeria, Albania, Lebanon, Libya etc. Please refer to the insurer's terms and conditions for full details.

Please note no travel insurance cover will be provided where, prior to your trip commencing, the Department of Foreign Affairs and Trade have advised against all, but essential travel.

Europe
Worldwide
(excl. USA & Canada)
Worldwide
(incl. USA & Canada)
Australia & New Zealand

Duration

Trip Start
Trip End

Who's Travelling

Individual : This option covers an individual travelling alone or as part of a group.

Couple : Two adults aged 18 or over who are in a relationship and who have been residing at the same address for a minimum of 6 months.

Family : Two adults or single parent families with children living at home under 18 years old. Please note there is generally a limit on the number of children per family.

Groups : This option covers individuals travelling together under a single policy.

Criteria may vary depending on the insurer.

Individual
Couple
Family
Group
Date of Birth

Extras

Winter Sports : Additional cover for winter related sporting activities such as snowboarding or skiing.

Business : Additional cover for individuals taking a business trip.

Cruise : Additional cover for individuals taking a cruise.

Criteria, limits and benefits for winter sports, business and cruise cover may vary depending on the insurer.

Winter Sports
Business trip
Cruise

Private Health Insurance

The following criteria applies to all individuals named on the policy. If you have an eligible health insurance policy with inpatient medical treatment abroad of at least €55,000 with Irish Life Health, Laya Healthcare or VHI you may be able to avail of a discount.

Please note; it is your responsibility to make sure that your private health insurance (PHI) covers overseas medical treatment. Check the details on your PHI documentation carefully prior to ticking the box below.

Assumptions

The following assumptions apply to all individuals named on the policy:

  • You are a permanent resident in the Republic of Ireland and have been for at least 6 months.
  • Your trip has not yet started.
  • Your trip must start and end in the Republic of Ireland.
  • You are unaware of any circumstances where your trip may be cut short or cancelled.
  • You are not travelling against medical advice.
  • You are registered with a general practitioner in the Republic of Ireland.
  • You will notify the insurer if you have or have had a pre-existing medical condition*. Please note if a medical condition is not disclosed to the insurer this may affect certain claims for medical treatment or may invalidate the policy.
    * A pre-existing medical condition is any personal illness, disease or injury that was known and existed prior to the purchase of the travel insurance policy. This includes any condition where you are awaiting tests, investigation, surgery or a condition for which you are or were taking prescribed medication within the last two years.

Terms & Conditions

By using the Compare Insurance Ireland website, you agree to be bound by and to comply with these Terms and Conditions. You agree to comply with any guidelines posted on the site. All such guidelines and rules are hereby incorporated by reference into these Terms and Conditions. If you do not agree to these Terms and Conditions, the Compare Insurance Ireland website would prefer that you do not use this web site. The Compare Insurances Ireland website is designated to Irish citizens (residents of Ireland) only.

Through our website Compare Insurance Ireland offers comparison services in relation to insurance products and services. These products and services are offered via third party websites which are linked to via our Compare Insurance Ireland website.

The Compare Insurance Ireland Website should be as accurate and up-to-date as possible. However, the Compare Insurance Ireland Website cannot guarantee the accuracy of the information contained within its website. We urge users to conduct their own research prior to purchasing from the supplier services and products listed to ensure the accuracy of the prices. All the actions taken by people that use the website are the responsibility of the individual. Compare Insurance Ireland website cannot guarantee that information is correct or be held liable for any actions taken based on the product and pricing information not being correct.

You acknowledge that most of the communications are public and not private communications and thus, you likewise acknowledge that said communications are not endorsed by the Compare Insurance Ireland website and such communications shall not be considered reviewed, screened or approved by the Compare Insurance Ireland website. You may not impersonate any person or entity, make use of false email addresses or provide intentionally misleading information.

Modify Terms & Conditions: We reserve the right, at our sole discretion, to change, modify or otherwise alter these Terms and Conditions at any time. Unless otherwise indicated, amendments will become effective immediately.

The Compare Insurance Ireland website, reserves the right to modify the Terms from time to time. Your sole recourse will be to discontinue use of the Compare Insurance Ireland website. Continued use of the Compare Insurance Ireland website indicates your understanding and acceptance of the modified Terms.

Copyright: The content of the Compare Insurance Ireland website is the copyright of Compare Insurance Ireland website, and belongs to the Compare Insurance Ireland website, or its licensors. All other intellectual property rights are reserved. Names, logos and other materials displayed on the website constitute trademarks, trade names, service marks or logo of the Compare Insurance Ireland website, or other entities. You are not authorised to use any such trademarks and ownership of these trademarks and the goodwill thereof remains the property of the Compare Insurance Ireland website, or those other entities.

Limitation of liability for third party providers of products and services:
All products and services that are advertised on the Compare Insurance Ireland website are not supplied by us and are supplied by third parties over whom the Compare Insurance Ireland website do not have any control. You should make sure that you wish to purchase those products or services before contracting with the third parties.

The Compare Insurance Ireland website does not accept liability for any products, services or information provided by third party suppliers. The third party companies will be supplying products and services on their own terms and conditions and you should make sure that you agree to their terms and conditions before committing to any financial services, products or purchasing any other services.

Neither the Compare Insurance Ireland website, nor any of its affiliates, directors, employees or other representatives will be liable for damages arising out of or in connection with the use of this web site. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.

The Compare Insurance Ireland website disclaims any liability which might arise as a result of this website being used for any unauthorised material and any such person hereby indemnifies the Compare Insurance Ireland website against any loss or expenses suffered by them as a result of your actions or omissions.

The Compare Insurance Ireland website shall not be liable for any loss or damage, whether in contract, tort or otherwise in connection with the use by any legal identity of this web site. The Compare Insurance Ireland website accepts no liability for any unavailability, inaccuracies, defects, loss of data, or any financial or other losses resulting from the use of the content or failure (or part failure) of the content to be suitable for the purposes for which it is required.

Indemnification: You agree to protect and fully compensate the Compare Insurance Ireland website and its affiliates from any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable legal fees) caused by or arising from your use of the service, your violation of these terms or your infringement, or infringement by any other user of your account, of any intellectual property or other right of anyone.

You hereby waive, release, forgive, discharge and relinquish any and all claims that you now have or may have against the Compare Insurance Ireland website, its related bodies corporate, affiliates, directors, employee, agents and representatives which are connected with, arise out of, relate to or are incidental to any transaction.

You hereby agree to indemnify, defend and hold the Compare Insurance Ireland website, its related bodies corporate, directors, employees, agents, affiliates and representatives harmless from and against any and all claims, loss, damage, tax, liability and/or expense that may be incurred by Compare Insurance Ireland website, its related bodies corporate, directors, employees, agents, affiliates and representatives arising out of or in connection with the performance of its duties as described in these Terms and Conditions including the legal costs, fees and expenses of defending itself against any claim by any or all of the parties to any transaction and/or by any other person and/or as a result of you taking any action or refraining from taking any action or instituting or defending any action or legal proceeding.

You further agree to indemnify and hold Compare Insurance Ireland website, its related bodies corporate, directors, employees, agents, affiliates and representatives harmless from any claim or demand, including reasonable attorney’s fees, made by any third party due to or arising out of your use of this Web Site, the violation of these Terms and Conditions by you, or the infringement by you, or other user of this website using your user ID, of any intellectual property or other right of any person or entity.

The Compare Insurance Ireland website does not represent that any information (including any file) obtained from or through this website is free from computer viruses or other faults or defects. It is your responsibility to scan any such information for computer viruses. The Compare Insurance Ireland website will not be liable to you or to any other person for any loss or damage (whether direct, indirect, consequential or economic), however caused and whether by negligence or otherwise, which may result directly or indirectly from any such information. To the extent that any applicable law that cannot be excluded imposes any liability on the Compare Insurance Ireland website, that liability shall be limited to the cost of re supplying that information. This document embodies all of the Terms and you may not rely on any representation, promise, or any understanding not expressly set forth in these Terms. No failure or delay by the Compare Insurance Ireland website to exercise any right or remedy under these Terms shall be or be deemed to be a waiver thereon. If any term of these Terms or any part thereof shall be or be declared illegal invalid or unenforceable for any reason by a Court of competent jurisdiction, such terms or provisions shall be divisible from the balance of these Terms and shall be deemed to be deleted.

Third party content, Partners, Advertisers, Affiliates & Sponsors: The Compare Insurance Ireland website and third-party advertisements. The appearance of an advert does not mean that we endorse the advertiser’s goods or services. While we will not knowingly run an advert that is untrue, the Compare Insurance Ireland website is not responsible for the accuracy of any advertising material or the usefulness of an advertised product or service.

Third Party Suppliers listed on the Compare Insurance Ireland website are independent third parties and the Compare Insurance Ireland website is not acting as a principal in respect to any advertisers. Your relationship with any supplier you contact through this site is solely between you and the supplier. You agree not to hold the Compare Insurance Ireland website liable for any loss or damage of any sort incurred as the result of any business conducted with our suppliers or as the result of the content provided by such suppliers through the Compare Insurance Ireland website.

Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information provided by other users of the Compare Insurance Ireland website, are those of the respective author or distributor of that information and not of the Compare Insurance Ireland website. The Compare Insurance Ireland website neither endorses nor is responsible for the accuracy or reliability of any opinion, advice, information, or statement made on the website by anyone other than authorised spokespersons while acting in their official capacities. The Compare Insurance Ireland website has the right, but not the obligation, to monitor and review the content on the website and your account to determine compliance with these Terms of use and any other operating rules established by the Compare Insurance Ireland website, to satisfy any law, regulation or authorised government request, or for other purposes. You understand and acknowledge that the Compare Insurance Ireland website is not obliged to monitor content for accuracy or reliability.

Your correspondence or business dealings with, participation in promotions of, or purchase of goods and/or services from the Compare Insurance Ireland website, partners, advertisers or sponsors found on or through the Compare Insurance Ireland website, including delivery of services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such partner(s), advertiser(s), affiliate(s) or sponsor(s). You agree that Compare Insurance Ireland website shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings, or as the result of the presence of such partners, advertisers or sponsors on the Compare Insurance Ireland website.

The Compare Insurance Ireland Website, assumes no responsibility for the contents of any other web sites to which the Compare Insurance Ireland web site(s) has links and shall not be held responsible or liable for any loss or damages caused or alleged to have been caused by use of, or reliance on, any content, goods or services available on such hyperlinked sites. The Compare Insurance Ireland website may not have control of such web sites. The inclusion of any hyperlinks to such other web sites does not mean that the Compare Insurance Ireland website endorses the material on such web sites or has any association with the owner(s) thereof.

Cookie Policy

The aim of Compare Insurance Ireland .ie is to be helpful and informative. We’re keen to find out what you like and dislike, your feedback plays a key role in helping us improve this site. We use many techniques to follow your use of the site and provide you with a personalised experience. The main and best-known technique is by using what are known as ‘cookies’.

What is a cookie?

A cookie is a small file which is placed on your computer or device, just like an image or a web page file. The difference with a cookie is that it contains information which allows a website to identify you as you click from one page to the next, or when you return to the website. Cookies cannot affect your computer or device, but they do collect information that can be used to enhance the site. The cookies used and the information held within them have no personal information and cannot be used to identify you as a person. For this reason we consider our cookies to be completely non-intrusive.

Other cookies can tell us if you revisit the website. These are ‘persistent cookies’, which often expire after a period of time. They will remain on your computer or device until you delete them. We use them to help personalise the site. The cookies used and the information held within them have no personal information and cannot be used to identify you as a person. For this reason we consider our cookies to be completely non-intrusive.

How Compare Insurance Ireland .ie use cookies

We use cookies to ensure you get the most from your visit. They improve your experience of the site because certain features work best with cookies. Feedback and information from the cookies can also help make the site better. By visiting this site, you agree to our use of cookies and other technologies.

The cookies we use do not contain any sensitive information such as your name, address or any payment details. Only information which is relevant to your visit to Compare Insurance Ireland .ie is stored in the form of a cookie. Here are the main types of cookies we use and their purpose

Performance cookies
These cookies collect information about the pages you visit, where you go most often and whether you see error messages. The information is only used to ensure a website works well. We collect information to diagnose problems and issues. We then use it to make improvements and fix errors.

Functional cookies
These cookies remember choices you’ve made to personalise the site. They may remember where you are so you can get tailored information, or remember changes you have made to help you browse, such as increasing the text size.

Links to other sites
We often link off to other sites and affiliate partners to help provide you with extra information or services. For example, to make it easy for you to share information with your family and friends, we provide links to Twitter, Facebook and other popular social media or book-marking sites.

From Third Parties
Google Analytics – We use Google Analytics to help us understand how our customers interact with our website and we use this information to continue to improve the user friendliness of our website.
Facebook – We use this to track the users coming from our Facebook account.
Google Plus – We use this to track the users coming from our Facebook account.
Twitter – We use this to track the users coming from our Facebook account.

Other third parties include our affiliate partners
Blue Insurances Ltd – online insurance
Insure&Go – Online insurance
CoverForYou – OnlineInsurance
O’Callaghan Insurances Ltd – online insurance

These sites and affiliate partners may use cookies that we do not control. So be sure to check how they use your information. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

How you can control cookies

If cookies are disabled on your device you will still be able to use most of this site. However it may limit what you can do.

How you manage your cookies depends on your browser. To find out which browser you use:

PC: open your browser and go to the Help menu and then click on the About option.

Apple Mac: open your browser and go to the Apple menu and then click on the About option.

Mobile device: check your settings.

If you would like to know more about cookies you can visit www.allaboutcookies.org which explains in detail how they can work and can be managed. Please note we are in no way affiliated with this website and cannot take any responsibility for the accuracy of the content and information on this site.

Travel Insurance Price Comparison

We understand that your time is precious and what you need is a quick and easy way to search for cheap travel insurance. Discovering great deals is easy with Compare Insurance Ireland, your search for affordable holiday insurance is just a few clicks away. Design your family holiday today to suit your individual budget. Review benefits, compare quotes and save.

We offer a full range of online travel insurance products including, single trip, annual travel insurance also known as multi trip, backpacker travel insurance and winter sports cover. We review travel benefits and limits from insurance providers in Ireland including Worldwide Internet Insurances Services Ltd t/a CoverForYou, Mapfre Assistance Agency Insure and Go Ireland and Just Cover Ltd.

Compare comprehensive holiday cover for cheap quotes. If you are planning a once off trip or holiday we have a large selection of single trip policies to choose from, alternatively if you are lucky enough to be taking more than one trip this year it may be more affordable to purchase an annual multi trip travel insurance policy which will cover you for multiple trips within a 365 day period.

We recommend that you read the terms and conditions carefully to ensure you understand what is and what is not covered. Save money by shopping around and compare like with like. We are an Irish holiday insurance comparison website that reviews travel insurance for Irish residents travelling abroad. We hope you find our website informative and easy to use. Review cheap holiday insurance in Ireland today & save!

Cheap Travel Insurance Ireland

Expect the unexpected…whether you are going abroad for leisure or business. Travel insurance will offer you peace of mind and safeguard you and your family against flight delays, cancellations and loss of baggage. It will also cover those less predictable risks such as breaking a leg, suffering a heart attack or contracting a serious/contagious illness. All of which will place you in a foreign hospital…generally with an expensive medical bill.

Some travelers take out the first policy offered to them, typically by the airline, ferry company or travel agency, however this may not be the best insurance. The following benefits are typically covered by most insurer’s, however we would recommend that you go through the policy wording and schedule of benefits carefully.

– Trip cancellation
– Missed departure
– Delayed departure
– Loss of baggage
– Medical cover
– Personal liability

Travel insurance exclusions:
We have outlined a list of the most common insurance exclusions below:

– Adventure holiday’s, e.g. skiing, mountaineering, skydiving, etc. You will need to take out a specific policy to cover the additional risks involved.
– Pre-existing illnesses e.g. high blood pressure, diabetes etc.
– If you have had recent tests carried out by a hospital but have not heard back regarding the results.
– If the length of your stay is over and above the limit set out in your policy.
– Age limits may apply.
– Expensive personal devices or business equipment such as laptops, phones, cameras etc.

Travel insurance tips
Never purchase the first policy offered to you. Shop around…and consider the following:

– It is generally cheaper to buy annual holiday insurance or multi trip travel insurance rather than single-trip cover if you are planning to take more than two trips per year.
– Review the excess limit on your policy …this is the amount you pay towards the claim.
– If you are a backpacker there is a specific long stay insurance policy available.
– It may be cheaper to purchase your policy online rather than over the phone.
– If you have a private health insurance policy with cover for medical insurance abroad you may be able to avail of a discount.

Making a claim:
These are some areas to consider if you have to make a claim:

– Do not leave it too late to submit a claim.
– Make sure you keep a record of receipts, police statements and reports to support your claim.
– Make sure you complete all parts of the claim form.
– If you have failed to tell the insurance company about a pre-existing illness and then try and claim against this illness, the claim will be declined.
– Contact the insurance company as soon as you realise something has gone wrong, rather than leaving it until you get back home. The insurance company may be better able to advise you on any local procedures/extra documentation you may require while still abroad that will help support your claim.

All content on Compare Insurance Ireland is for informational purposes only and is not to be considered as financial advice. Thank you for visiting our travel insurance website, enjoy your trip!