Type Of Cover

Single Trip : Covers you for a once off trip within your selected travel dates.

Multi Trip : Also known as annual travel insurance will cover you for multiple trips within 365 days from your selected start date. Duration of each trip may vary depending on the insurer's criteria.

Backpacker : Also known as long stay travel insurance will cover you for a once off trip, generally with a duration of up to 1 year.

Single Trip
Annual Trip
Backpacker

Destination

Destination : Territorial limits may vary depending on the insurer. Please note certain regions may not be covered due to conflict, civil or political unrest such as Algeria, Albania, Lebanon, Libya etc. Please refer to the insurer's terms and conditions for full details.

Please note no travel insurance cover will be provided where, prior to your trip commencing, the Department of Foreign Affairs and Trade have advised against all, but essential travel.

Europe
Worldwide
(excl. USA & Canada)
Worldwide
(incl. USA & Canada)
Australia & New Zealand

Duration

Your cover start date should start today unless:

- you have an existing policy that covers you until the cover start date you choose.

- you have yet to book a trip and will only do so on or after the cover start date you choose.

Your cover including cancellation protection ONLY begins from the cover start date you choose. If you choose to start cover today, then your cover begins the moment the insurer confirms your online application back to you.

Trip Start
Trip End

Who's Travelling

Individual : This option covers an individual travelling alone or as part of a group.

Couple : Two adults aged 18 or over who are in a relationship and who have been residing at the same address for a minimum of 6 months.

Family : Two adults or single parent families with children living at home under 18 years old. Please note the first traveller in a family must be an adult. A maximum of two adults can travel under a family policy. There is generally a limit on the number of children per family. Please add the date of birth of all family members to be included in this policy.

Groups : This option covers individuals travelling together under a single policy.


Criteria may vary depending on the insurer.

Individual
Couple
Family
Group
Date of Birth

Extras

Winter Sports : Additional cover for winter related sporting activities such as snowboarding or skiing.

Business : Additional cover for individuals taking a business trip.

Cruise : Additional cover for individuals taking a cruise.

Criteria, limits and benefits for winter sports, business and cruise cover may vary depending on the insurer.

Winter Sports
Business trip
Cruise

Private Health Insurance

The following criteria applies to all individuals named on the policy. If you have an eligible health insurance policy with inpatient medical treatment abroad of at least €55,000 with Irish Life Health, Laya Healthcare or VHI you may be able to avail of a discount.

Please note; it is your responsibility to make sure that your private health insurance (PHI) covers overseas medical treatment. Check the details on your PHI documentation carefully prior to ticking the box below.

Assumptions

The following assumptions apply to all individuals named on the policy:

  • You are a permanent resident in the Republic of Ireland and have been for at least 6 months.
  • Your trip has not yet started.
  • Your trip must start and end in the Republic of Ireland.
  • You are unaware of any circumstances where your trip may be cut short or cancelled.
  • You are not travelling against medical advice.
  • You are registered with a general practitioner in the Republic of Ireland.
  • You will notify the insurer if you have or have had a pre-existing medical condition*. Please note if a medical condition is not disclosed to the insurer this may affect certain claims for medical treatment or may invalidate the policy.
    * A pre-existing medical condition is any personal illness, disease or injury that was known and existed prior to the purchase of the travel insurance policy. This includes any condition where you are awaiting tests, investigation, surgery or a condition for which you are or were taking prescribed medication within the last two years.

Compare travel insurance

We know that your time is important and what you need is a quick and simple way to find cheap travel insurance quotes. Finding great deals is easy with CompareInsuranceIreland, your search for affordable holiday insurance is just a few clicks away. We offer a full range of travel insurance such as, single, annual multi-trip, family, long stay and winter sports cover.

If you are planning a once off holiday, we have a large range of single trip policies to choose from. Perhaps you are lucky enough to be taking more than one trip this year. If so, it may be cheaper to buy an annual multi-trip travel insurance policy. This will cover you for a few trips per year.

We review benefits and travel insurance quotes from some of the top insurance providers. These include: Columbus Direct, Cover for You, Insure and Go Ireland, Multi-Trip and Just Cover Ltd. Compare travel insurance quotes for the best deals and buy online!

How to get cheaper travel insurance

  • Never buy the first policy offered to you, shop around to see if you can get a better deal.
  • If you plan to take more than one trip, it may be cheaper to buy annual multi trip insurance.
  • Insurers will generally charge a fee for posting the policy, ask them to email it to you and save money.
  • It may be cheaper to buy your policy online rather than over the phone.
  • If you have PHI with medical cover abroad you might be able to avail of a discount.
  • If you are a back packer there is a long stay policy that you can buy.

Tips on how to make a claim:

  • Do not leave it too late to make a claim.
  • Make sure you keep a record of receipts and the police report.
  • If you have failed to inform the insurer about an existing illness you may not be able to submit a claim for it.
  • Make sure you fill in all parts of the claim form so there will be no delays.
  • Contact the insurer as soon as you realise something has gone wrong, don’t leave it until you get home. The insurer will be able advise you on what to do. For example, what papers or reports you need for the claim.

What does travel insurance cover?

Compare cheap travel insurance quotes in a few clicks. Whether you are going away for leisure or business, travel insurance will offer you peace of mind. It will cover you and your family for flight delays and lost baggage. It will also cover medical risks such as breaking a leg, having a heart attack or a stroke. All of which would leave you in a foreign hospital with a medical bill.

Don’t take out the first policy offered by the airline, ferry company or travel agent, as it may not be the best insurance. Here are some of the main features that should be covered. Trip cancellation, missed departure, delayed departure, personal accident, loss of baggage, medical expenses and personal liability are a few of the benefits included in a typical policy.

Compare travel insurance quotes today for the best deals. We hope our travel insurance engine saved you time and money, enjoy your trip. Don’t forget to check out our car insurance and home insurance deals for the cheapest quotes!