Compare cheap car insurance quotes online today for great deals. We are an insurance comparison site for Irish residents. Our mission is to find you the cheapest motor insurance cover on the market. We recommend that you compare like with like when reviewing online car insurance prices. Ensure you understand the benefits as the criteria may vary depending on the provider.
The insurance industry in Ireland is fiercely competitive as a result; you may be able to get a much better deal by shopping around. These are the main factors that will influence your motor insurance premium, type of vehicle, engine size, location, driving history, age and annual mileage. We have included a list of cheap car insurance tips below to help you reduce the cost of your policy.
Review our cheap car insurance tips below. We hope that these suggestions will help you find the best car insurance quote. It is essential to know what to look for when buying motor insurance. This guide will give you a better understanding of what you can do to reduce your premium.
If your car is more than ten years old, you could look at reducing the level of cover to third party fire and theft.
If you increase the excess limit on your policy, this may help to reduce your insurance costs. The excess limit is the amount you pay towards the claim.
Add your spouse
Look at adding your partner to your policy as this may reduce your quote. If in doubt, give us a call, and we will be happy to help.
Value of your car
Ensure you cover your vehicle for the correct amount, as this will affect the cost of your annual premium. If you over or undervalue your car, this could cause issues if you need to make a claim.
No claims discount
The higher the number of years your policy remains claims-free the better chance you have of getting a cheaper policy.
Cars with an alarm may get cheaper cover. If your vehicle does not have one, we would suggest getting one fitted.
Garage or public street
Some car insurers may offer a better quote if you park your car in a garage rather than on a public road. Review the options to see how much you can save.
The best way to reduce your insurance is to shop around. Compare motor insurance quotes today it only takes a few minutes. You may be surprised at how much you can save.
Becoming familiar with the different types of car insurance policies available in Ireland is a good idea. You need to think about the cover that best suits you. The cover level will depend on several factors, for example, the value of your car, the model, and engine size. There are three main types: Third Party, Third Party Fire and Theft and Fully Comprehensive.
Third party car insurance will generally cover claims brought against you by another party due to damage caused by your car to their vehicle or property and personal injury. If you are in an accident, you will have to pay for your vehicle’s costs and repairs. This type of policy may suit drivers if the following circumstances apply:
Third party fire and theft insurance will generally insure you for the above benefits plus damage to your vehicle caused by fire and theft.
Full comprehensive car insurance has the highest level of insurance. If your car is worth over €2k, a fully comprehensive may be worth your while. Cover levels will vary depending on the insurer, but most will cover the above benefits plus:
You are insured to drive when the insurance company approves the policy, and you pay the premium. The insurer will send the details in the post.
In the event you need to make a claim, you will have to pay an excess amount towards the cost, this is known as Policy Excess. Details will be in your policy documents; excess limits range from €250 to €1,000.
A No Claims Discount is a discount offered to policyholders for safe driving. For every year that you do not submit a claim, you will get a discount, generally up to 5 years.
No Claims Bonus Protection is a benefit you can add to your car insurance policy for an additional fee. This feature will protect your No Claims Bonus in the event of a claim.
This benefit will depend on the type of policy. If burglars steal your car keys from your home, most insurers will cover the cost of new locks on your car.
This benefit will depend on the level and type of cover you have in place.
Windscreen Cover will cover windscreen damage for comprehensive policies as standard. You can also add this cover to Third Party Fire and Theft policies for an additional fee.
Yes, but terms and limits may apply. Give us a call today for more information.
The claims department’s contact number and details will be on your documents. Customer support will guide you through the claims process.
We have teamed up with O’Callaghan Insurance Ltd for car insurance quotes. We have automated decision making in place. If you would like a decision reviewed, please phone us to discuss it. Thank you for visiting our insurance comparison site. We hope that you were able to find the cheapest car insurance quotation on the market. If you need any assistance, give us a quick call at 042 935 9090, and we will be happy to help.