Car Insurance

Compare car insurance quotes

It’s quick and easy to compare car insurance quotes with CompareInsuranceIreland. Simply fill in the above form with your details, make and model, driving history and policy type. Once you have added these details, submit the form to review the best insurance deals and buy online.

We compare quotes from AXA, AIG, Aviva, Allianz, RSA & Wrightway to name just a few. Our mission is to find you the best motor cover. Compare insurance quotes today, you may be surprised at how much you can save.

How to get cheaper car insurance

See our list of insurance tips below which will help you get the cheapest car insurance quote.

Policy downgrade
If your car is more than 10 years old you could look at reducing the level of cover to third party fire and theft.

Insurance excess
If you increase the excess limit on your policy this may help to reduce your insurance costs. The excess limit is the amount you pay towards the cost of the claim.

Add your spouse
Look at adding your partner to your policy as this may help reduce your quote.

Value of your car
Ensure you cover your car for the correct value, as this will affect the cost of your annual premium. If you over or under value your car this could cause issues if you need to make a claim. If in doubt give us a call and we will be happy to help.

No claims discount
The higher the number of years your policy remains claims free the better chance you have of getting a cheaper policy.

Car alarm
Cars with an alarm may get cheaper cover compared to those without. If your car does not have an alarm, we would suggest getting one fitted.

Garage or public street
Some car insurers may offer a better quote if you park your car in a garage rather than on a public street. Review the options to see how much you can save.

Shopping around
The best way to reduce your insurance is to shop around. Searching for car insurance quotes is quick and easy, it only takes a few minutes. We hope you found our car insurance tips helpful.

What type of car insurance should I get?

It is a good idea to become familiar with the different types of insurance policies. There are 3 main types, third party, third party fire and theft and fully comprehensive. You need to think about the policy that best suits you; this will depend on a number of factors. For example, the value of your car, the model and engine size.

Third party
This policy will generally cover you for claims brought against you by another party due to damage caused by your car. This includes damage to their car, property and personal injury.

If you are in an accident you will have to pay the damages and repairs sustained by your car yourself. This type of policy may suit drivers if the following circumstances apply:

  • Cars with a low market value.
  • Young drivers under the age of 25.
  • Drivers living in high-risk areas.

Third party fire and theft
This policy will generally insure you for the above benefits plus damage to your vehicle for theft and fire.

Fully comprehensive
And finally, this is the widest level of insurance. If your car is worth over €2k, fully comp may be worth your while. Benefits will vary depending on the insurer but most will cover:

  • Breakdown assistance.
  • Glass and windscreen damage.
  • Damage or theft to personal belongings.
  • Cover for driving someone else’s car.

Frequently asked questions

How soon will I be insured to drive?
You can drive when the insurer approves the policy and you pay the premium. The insurer will send the details in the post.

What is insurance excess?
In the event you need to make a claim, you will have to pay an excess amount towards the cost. Details will be in your policy; excess limits range from €100 to €500.

What is a no claims discount?
For every year that you do not submit a claim you will get a discount, generally up to 5 years.

Are lost keys covered?
This will depend on the type of policy. If burglars stole your car keys from your home, most insurers will cover the cost of new locks on your car.

Can I drive somebody else’s car?
This will depend on the level and type of cover you have in place.

What is windscreen cover?
This benefit will cover windscreen damage for comprehensive policies. You can also add this cover to third party fire and theft policies for an extra cost.

Can I add someone to my policy?
Yes, but terms and limits may apply. Phone the insurer directly with details.

How do I make a claim?
Claims contact details will be on your documents. Or, you can contact the insurer and ask for the claims department. Customer support will guide you through the claims process.

Car insurance policies administered by O’Callaghan Insurances Ltd. Automated decision making; if in the event that you would like a decision reviewed please phone us to discuss. Thank you for visiting CompareInsuranceIreland, we hope that we were able to find you the cheapest car insurance quote on the market. Don’t forget to check out our cheap home insurance, travel insurance & van insurance deals!

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