Compare cheap car insurance quotes online today for great deals. We are an insurance comparison site for Irish residents. Our mission is to find you the cheapest motor insurance on the market. We recommend comparing like with like when reviewing online car insurance prices. Ensure you understand the benefits, as the criteria may vary depending on the provider.
The insurance industry in Ireland is fiercely competitive; as a result, you may be able to get a much better deal by shopping around. These are the main factors that will influence your motor insurance premium, type of vehicle, engine size, location, driving history, age and annual mileage. We have included a list of cheap car insurance tips below to help you reduce the cost of your policy.
Review our cheap car insurance tips; we hope these suggestions will help you find the best car insurance quote. It is essential to know what to look for when buying motor insurance. This guide will give you a better understanding of what you can do to reduce your premium.
If your car is over ten years old, you could reduce the cover level to third party fire and theft.
If you increase the excess limit on your policy, this may help to reduce your insurance costs. The excess limit is the amount you pay towards the claim.
Add your spouse
Add your partner to your policy, as this may reduce your quote. Call us if you are in doubt, and we will be happy to help.
Value of your car
Ensure you cover your vehicle for the correct amount, as this will affect the cost of your annual premium. If you over or undervalue your car, this could cause issues if you need to make a claim.
No claims discount
The higher the number of years your policy remains claims-free, the better your chance of getting a cheaper policy.
Cars with an alarm may get cheaper cover. If your vehicle does not have one, we suggest getting one fitted.
Garage or public street
Some car insurers may offer a better quote if you park your car in a garage rather than on a public road. Review the options to see how much you can save.
The best way to reduce your insurance is to shop around. Compare motor insurance quotes today. It only takes a few minutes. You may be surprised at how much you can save.
Becoming familiar with the different car insurance policies available in Ireland is a good idea. You need to think about the cover that best suits you. The cover level will depend on several factors, for example, the value of your car, the model, and engine size. There are three main types of policies; Third Party, Third Party Fire and Theft, and Fully Comprehensive.
Third party car insurance will generally cover claims against you by a third party due to damage caused by you. It covers damage to their vehicle or property and personal injury. However, you must pay for your own vehicle’s costs and repairs. This type of policy may suit drivers if the following circumstances apply:
Third party fire and theft insurance will generally insure you for the above benefits plus damage to your vehicle caused by fire and theft.
Full comprehensive car insurance has the highest level of coverage. A fully comprehensive policy may be worthwhile if your car is valued at over €2k. Insurance levels will vary depending on the insurer, but most will cover the above benefits plus:
You are insured to drive when the insurance company approves the policy and you pay the premium. The insurer will send the documents in the post.
If you need to make a claim, you will have to pay an excess amount towards the cost; this is known as Policy Excess. Details will be in your policy documents; excess limits range from €250 to €1,000.
A No Claims Discount is a discount offered to policyholders for safe driving. For every year that you do not submit a claim, you will get a discount, generally up to 5 years.
No Claims Bonus Protection is a benefit you can add to your car insurance policy for an additional fee. This feature will protect your No Claims Bonus in the event of a claim.
This benefit will depend on the type of policy. If lost keys are covered, it will be listed in the policy documents. However, if burglars steal the car keys from your home, most insurers will cover the cost of new car locks.
This benefit will depend on the level and type of cover you have.
Windscreen Cover will cover windscreen damage for comprehensive policies as standard. You can add this cover to Third Party Fire and Theft policies for an additional fee.
Yes, but terms and limits may apply. Give us a call today for more information.
The claims department’s contact number and details will be on your documents. Customer support will guide you through the claims process.
We have teamed up with O’Callaghan Insurance Ltd for car insurance quotes. We have automated decision making in place. If you want a decision reviewed, please phone us to discuss. Thank you for visiting our insurance comparison site. We hope that you were able to find the cheapest car insurance quotation on the market. If you need any assistance, give us a quick call at 042 935 9090, and we will be happy to help.