Business Insurance
Public Liability Insurance Ireland
The level of public liability insurance you require will depend on your trade or business. Cover limits may vary, however, in Ireland the amount will generally start at €1.3 million. Public liability insurance will cover your business in the event of a claim for injury or death of an individual or costs arising from accidental damage to their property. Liability insurance is a specific type of cover designed to keep you and your business safe!
To purchase a business insurance policy, we will need some details. These include your occupation, turnover and the number of staff employed by your firm. Once you have provided this information, we will compare comprehensive insurance policies and prices to get you a competitive quote that will suit your business requirements.
We also provide cover for plant, tools, equipment, commercial van insurance and car insurance, phone today for a professional, friendly and competitive quote tailored specifically for your firm.
What does business insurance cover?
Public liability insurance
This insurance will cover your legal liability to third parties for any loss or damage to material property or bodily injury, which may occur in connection with your trade, business or profession.
We aim to compare public liability prices in Ireland to find you the cheapest and most comprehensive package. We review business quotes for sole traders and SME’s, such as retail outlets, pharmacies, accommodation providers and the construction industry. The construction industry includes tradespeople, plumbers, electricians, builders, bricklayers, landscape gardeners, painters, roofers etc.
There are three types of liability insurance
These are public liability, product liability and employers liability. See below for further details.
- Public liability insurance
Public liability covers you in the event of a claim due to accidental damage to property or injury to an individual. Examples of property damage may include a burst pipe or damage to furnishings while working on site. - Product liability insurance
This policy covers you in the event of a claim relating to the installation of faulty goods or parts. In essence, this insurance will cover you if a product supplied or fitted by you or your company is defective and causes death or injury to an individual. The insurance policy will cover costs and damages. - Employers liability insurance
This policy covers those working in your employment if they sustain an injury while working on-site or on your premises. This insurance may also cover subcontractors and consultants. We recommend that you read the terms and conditions carefully. If you have any questions, please give us a call on 042 935 9090.
Compare public liability insurance quotes
Compare cheap public liability and professional indemnity insurance today. We have great deals for sole traders, SME’s and corporate firms. All businesses are different, it’s our job to find you the best cover, whether you are a tradesman, retailer, pharmacy or an accountant we can find you a competitive quote.
Public liability also covers out of court settlements, court judgements and litigation arising from a member of the public if they sustained an injury on your premises. Some examples may include injury from falling in your retail outlet or accidental damage caused to a customer’s property on-site.
Tradesman insurance Ireland
Compare cheap quotes for your trade or profession today, whether you are an electrician, plumber, builder, roofer, plasterer, carpenter, flooring contractor, tiler, stonemason, landscape gardener, window cleaner or work in the construction industry.
Our public liability insurance policies for tradespeople have a limit of indemnity of €1,300,000 which will generally cover a standard height limit of 15 metres and a depth limit of 3 metres. If you require limits outside of these criteria, please contact us for a tailored, competitive quote.
Tradesman public liability insurance will cover any accidental damage to a customer’s property or business. It will also protect you if a claim is brought against you due to an unintentional injury to a customer.
Retail shop and office insurance
We aim to find the best and most competitive insurance package in Ireland for your business or retail shop. Whether you are selling clothing and fashion or books and newspapers, compare quotes today for great deals. Office & retail public liability will include cover for your property and contents, fixtures and fittings and stock. We also offer business interruption insurance if you suffer a loss of income due to a disaster.
Pharmacy insurance
Compare pharmacy public liability and professional indemnity insurance for great deals. Pharmacy insurance will cover nurses, pharmacists and beauticians for accidental breaches of professional duty, for example, mistakes due to dispensing incidents, errors and claims. We also offer product liability insurance and employee liability for incorrect medical advice. This policy covers loss suffered by the public due to a professional error, omission or neglect.
The following companies supply public liability and professional indemnity insurance in Ireland: Allianz, Arachas, Aviva, Axa, FBD, Frost, RSA, Thomond, Optis, Prestige and Zurich. We have teamed up with O’Callaghan Insurance Ltd for business insurance quotes. All information on this website is for informational purposes and should not be considered financial advice. Thank you for visiting our insurance comparison website. We hope you found our public liability insurance information useful.