Business Insurance

Public Liability Insurance Ireland

The level of public liability insurance you require will depend on your trade or business. Cover limits may vary, however in Ireland the amount will generally start at €1.3 million. Public liability insurance will cover your business in the event of a claim for injury or death of an individual or costs arising from accidental damage to their property. Our liability insurance is designed to keep you and your business safe!

To purchase a public liability insurance policy, we will need some basic details. These include your occupation, business turnover and the number of staff employed by your firm. Once you have provided this information we will compare comprehensive insurance policies and prices to get you a competitive quote that will suit your business structure.

We also offer optional protection, which includes cover for plant, tools and equipment. The following companies provide public liability & professional indemnity insurance in Ireland: Allianz, Arachas, Aviva, Axa, FBD, Frost, RSA, Thomond, Optis, Prestige and Zurich. Phone today for a professional, friendly and competitive quote tailored specifically for your firm.

Cheap Public Liability Insurance

What is public liability insurance? Public liability insurance will cover you in relation to your legal liability to third parties for any loss or damage to material property or bodily injury which may occur in connection with your trade, business or profession.

Our aim is to compare public liability insurance prices to find you the cheapest and most comprehensive package. We review business quotes for sole traders and SME’s, such as retail outlets, pharmacies, accommodation providers and tradesmen. Tradesmen include, plumbers, electricians, builders, bricklayers, landscape gardeners, painters, roofers etc..

Please note there are 3 types of liability insurance: public liability, product liability and employer’s liability. See below for further details.

Public Liability Insurance
This policy covers you in the event a claim arises due to accidental damage to property or injury to an individual and you are found to be responsible. Examples of property damage may include, accidentally bursting a pipe or damaging furniture while working on site.

Product Liability Insurance
This policy covers you in the event of a claim relating to the installation of faulty goods or parts. In essence this insurance will cover you in the event that a product supplied or fitted by you or your company is defective and causes death or injury to an individual. The insurance policy will cover costs and damages.

Employer’s Liability Insurance
This policy covers those working under your employment, in the event they sustain an injury or accident whilst working on site or on your premises. This insurance may also cover subcontractors and consultants. We recommend that you always read the terms and conditions carefully, if in doubt give us a call and we will be happy to go through the details.

Compare Public Liability Insurance

Compare cheap public liability and professional indemnity insurance today. We have great deals for sole traders, SME’s and corporate firms. All businesses are different, it’s our job to find you the best cover, whether you are a tradesman, retailer, pharmacy or an accountant we can find you a competitive quote.

Please note, public liability also protects against out of court settlements, court judgements and litigation arising from a member of the public who has been injured on your premises. Some examples may include; injury from falling in your retail outlet or accidental damage caused to a customer’s property on site.

Tradesman Insurance Ireland
Compare cheap quotes for your trade or profession today, whether you are an electrician, plumber, builder, roofer, plasterer, carpenter, flooring contractor, tiler, stonemason, landscape gardener or window cleaner. Our public liability insurance policies for tradesmen have a limit of indemnity of €1,300,000 which will generally cover a standard height limit of 15 meters and a depth limit of 3 meters. If you require limits outside of this criteria please contact us for a tailored competitive quote.

Note, tradesman public liability insurance will cover any accidental damage to a customer’s property or business. The policy will also cover you in the event of a claim due to accidental injury to a customer or member of the public, staff or supplier.

Retail Shop Insurance Ireland
Our aim is to find the best and most competitive insurance package in Ireland for your business or shop whether you are selling clothing and fashion or books and newspapers, compare quotes today for great deals. Retail public liability will include cover for your property and contents, fixtures and fittings and stock. We also offer business interruption insurance in the event you suffer a loss of income due to a disaster.

Pharmacy Insurance Ireland
Compare pharmacy public liability and professional indemnity insurance for great deals. This insurance package will cover nurses, pharmacists and beauticians for retail insurance and accidental breaches of professional duty. This may include dispensing incidents/errors and claims. We also offer pharmacy product liability insurance and employee liability for incorrect medical advice. This policy covers loss suffered by the public due to a professional error, omission or neglect.

Essentially it will cover legal expenses and costs which may arise due to defence of a claim. In the instance where a pharmacy nurse does not have their own professional indemnity insurance and engages in additional roles and duties, we can also offer nurse insurance. This will cover any legal expense claims arising from incorrect advice or errors in taking blood / blood pressure, patient screening, reviewing patient histories or administering vaccinations.

Hotel & Guesthouse Insurance Ireland
Hotel and guesthouse insurance is a specific type of cover that protects accommodation owners from loss or damage to their property and claims brought against them by their guests or third parties. If you have any queries regarding our hotel public liability insurance, please phone our dedicated business insurance support team and they will be happy to go through the details.

All information on this website is for informational purposes only and should not be considered financial advice. Thank you for visiting our insurance comparison website, we hope that you found our public liability page interesting. Business insurance quotes and policies are provided by O’Callaghan Insurances.