Business Insurance

Public Liability Insurance Ireland

The level of public liability insurance you require will depend on your trade or business requirements. Cover limits may vary, in Ireland it will generally start at €1.3 million. Public liability insurance will cover your business in the event of a claim for injury, death or damage to an individual or costs arising from accidental damage to their property. Liability insurance is designed to keep you business safe!

To purchase a public liability insurance policy, we will require some basic details. Your occupation, business turnover, the number of staff employed by your firm and annual salary. Once you have provided this information we will compare insurance policies and prices to get you a competitive quote that will suit your business requirements. Optional protection may include cover for your plant, tools and equipment.

Cheap Public Liability Insurance

What is public liability insurance? Public liability insurance will cover you in relation to your legal liability to third parties for any loss or damage to material property or bodily injury which may occur in connection with your trade or business.

Our aim is to compare public liability insurance prices to find you the cheapest and most comprehensive package. We review business quotes for sole traders and SME’s, such as retail shops, pharmacies, chemists and tradesmen including: plumbers, electricians, builders, bricklayers, landscape gardeners, painters, roofers, etc.. Please note there a 3 types of liability insurance: public liability, product liabilty and employer’s liability.

Public Liability Insurance
This policy covers you in the event that a claim arises due to accidental damage to property or injury to an individual and you are found to be responsible. Examples include, accidentally damaging a customer’s property while working on site, bursting a pipe, damaging a wall or furniture.

Product Liability Insurance
This policy covers you in the event of a claim relating to the installation of faulty parts. In essence this insurance will cover you in the event that a product supplied or fitted by you or your company is defective and causes death or injury to an individual by covering any costs and damages.

Employer’s Liability Insurance
This policy covers those working for you in the event that they sustain an injury or accident whilst working on site, under your employment. This policy may also include sub contractors. We recommend that you read the terms and conditions on the policy carefully.

Compare Public Liability Insurance

Compare cheap public liability and professional indemnity insurance today. We have great deals for sole traders, SME’s and corporate firms. All businesses are different so it’s our job to find you the best cover, whether you are a tradesman, retailer, pharmacy or a legal company.

Public liability protects against out of court settlements, court judgements and litigation arising from a member of the public. Some examples include; accidental injury from falling on your premises or accidental damage to a customer’s property.

Tradesman Insurance Ireland
Compare cheap quotes for your trade or profession, whether you are an electrician, plumber, builder, roofer, plasterer, carpenter, flooring contractor, tiler, stonemason, landscape gardener or window cleaner. Standard public liability insurance policies for tradesmen have a limit of indemnity of €1,300,000 which generally covers a standard height limit of 15 meters and a depth limit of 3 meters. If you require limits outside of this criteria please contact us for a tailored competitive quote.

Tradesman public liability insurance will cover any accidental damage to a customer’s property/business. It will also cover you in the event of a claim due to a customer or member of the public, staff or supplier injuring themselves on your premises. The following companies provide tradesman insurance in Ireland: Allianz, Arachas, Aviva, Axa, FBD, Frost, RSA, Thomond, Optis, Prestige and Zurich.

Retail Shop Insurance Ireland
Our aim is to find the best and most competitive insurance package in Ireland for your business or shop whether you are sell clothing and fashion, food and groceries, office supplies or books and newspapers. Retail public liability may include cover for your property and contents, fixtures and fittings and stock. We also offer business interruption insurance in the event you suffer a loss of income due to a disaster. Please phone today for a professional, friendly and competitive quote tailored for your retail business.

Pharmacy Insurance Ireland
Compare pharmacy public liability and professional indemnity insurance for great deals. This insurance package will cover nurses, pharmacists and beauticians for retail insurance and accidental breaches of professional duty such as dispensing incidents/errors claims, pharmacy product liability insurance, employee liability and incorrect medical advice. It also covers any loss suffered by the public due to professional error, omission or neglect.

Essentially it will cover legal expenses and costs which may arise due to defense of a claim. In the instance where a pharmacy nurse does not have their own professional indemnity insurance and engages in additional roles and duties, we offer nurse insurance. This will cover any legal expense claims arising from incorrect advice or errors in taking blood / blood pressure, patient screening, reviewing patient histories or administering vaccinations.

Hospitality Insurance
Hotel, B&B’s and Guesthouse Insurance is a specific type of cover that protects hotel and guest house owners from loss or damage to their property and claims brought against it by their guests or third parties. If you have any queries regarding our hotel public liability insurance, please phone our dedicated business insurance support team and they will be happy to go through the details.

All information on this website is for informational purposes only and should not be considered financial advice. Thank you for visiting our insurance comparison website, we hope that you found our public liability article interesting. Business insurance quotes and policies are provided by O’Callaghan Insurances.