News & Articles
Principles of Insurance
The Principles of Insurance serve as the foundation for how insurance operates in Ireland. It defines the relationship between the policyholder and the insurance company. These principles help ensure fairness, transparency, reliability, and sustainability in the insurance industry. The main principles of insurance include: Utmost Good Faith The utmost good faith principle requires both the […]
Peril
In insurance, a peril refers to a specific event or cause that may result in a loss or damage to the insured property or individual. It is a particular risk that the insurance policy is designed to cover. Insurance policies typically list the perils that are covered and those that are excluded. What is a […]
Insurable Interest
Insurable interest refers to a legal and financial concept that determines whether a person or entity has a valid financial interest in the preservation or continued existence of a particular asset or individual. In the context of insurance, it is a crucial principle that helps ensure that insurance policies are based on genuine risk-sharing and […]
Utmost Good Faith
Utmost Good Faith, also known as Uberrimae Fidei, is one of the fundamental Principles of Insurance. The Principle of Utmost Good Faith is explained below. What is Utmost Good Faith? Utmost Good Faith requires both the insurance company and the policyholder to act with the utmost honesty and disclosure when entering into an insurance contract. […]
History of motor insurance in Ireland
Welcome to the History of motor insurance in Ireland. Drivers in Ireland are legally required to have a car insurance policy before operating a vehicle on a public road. The mandatory requirement for individuals to hold motor insurance transitioned from horse-drawn carriages to motorised vehicles. The Locomotive Act was introduced in 1865, outlining the laws […]
Holiday Insurance for Spain
Spain is one of the top holiday destinations for Irish residents. If you or your family are arranging a well-deserved holiday this year, travel insurance should be the first item on your list. Compare travel insurance online today to see how much you can save. Thousands of us visit Spanish resorts and cities annually, including […]
Contents Insurance Ireland
Personal belongings can be essential to your day-to-day activities, life and who you are. These items can be expensive to replace, and it can be upsetting to lose them due to theft or damage. It is important to consider protecting your possessions with a household contents insurance policy. How much Contents Insurance cover do I […]
What does house insurance cover?
Home insurance will protect you, the property owner, from numerous accidental and malicious events. Generally, a household policy covers your property and belongings for loss or damage due to a wide range of risks such as theft, fire, water damage and flooding. See home insurance benefits below. Property and contents insurance Home insurance covers damage […]
Tips for finding cheap travel insurance
Save money with these helpful suggestions for cheaper travel insurance, and get the holiday cover that suits you. Compare travel insurance quotes in Ireland today. Travel insurance policy The type of policy you require will depend on your travel plans. Whether it’s Annual cover for multiple trips within the year, a single trip for a […]
12 tips on how to get cheaper car insurance in Ireland.
For cheap car insurance, we have outlined some suggestions below to help you find the best car insurance quote and policy that’s right for you. Car insurance excess – The higher the policy excess amount, the better your chance of getting a more competitive quote. Types of policy – Compare quotes for third-party, third-party fire […]