News & Articles
Ireland’s New Speed Limits for 2025 Explained
From 2025, Ireland’s new speed limits will make roads safer for drivers, cyclists, and pedestrians. The government’s aim is to reduce serious accidents and protect all road users, particularly in rural and built-up areas. Here’s a clear summary of what is changing and why it matters for motorists across Ireland. Which speed limits in Ireland […]
Telematics Black Box Insurance
In car insurance, a “black box” is a small telematics device you install to track and record your driving. If you’re exploring affordable car insurance options in Ireland, this technology can help you save by rewarding safer driving. How Black Box Technology Works Tracking Your Driving: The black box monitors your speed, how smoothly you […]
Tips to Pass Your Driving Test in Ireland
You’ve completed your theory test, mastered your driving lessons, studied the Rules of the Road, and practised until you feel confident. Even so, feeling a bit nervous is normal. Don’t worry, we’re here to help you prepare for the big day. While we can’t completely eliminate your nerves, proper preparation can make a huge difference. […]
Book of Quantum
The Book of Quantum serves as a reference guide in the Irish legal and insurance systems to assess compensation values for personal injury claims. The Personal Injuries Assessment Board in Ireland published it to provide guidelines on appropriate compensation for various injuries, such as broken bones, whiplash, or soft tissue damage. The book categorises injuries […]
Principle of Proximate Cause
The Principle of Proximate Cause is one of the fundamental Principles of Insurance. It determines whether a loss is covered under an insurance policy. According to this principle, when an insured event occurs, the insurance company will assess the cause of the loss and determine whether it falls within the scope of coverage provided by […]
What to Do After a Car Accident in Ireland
Let’s face it, car accidents can be pretty scary. In the heat of the moment, it’s easy to feel overwhelmed and confused. But hey, don’t worry. Even though we hope it never happens, being prepared can make all the difference. That’s why we’ve put together a handy checklist of tips to guide you through if […]
Am I Insured To Drive Someone Else’s Car In Ireland
Many Irish drivers wonder if they can legally drive a family member’s or friend’s car. The good news is that it’s often possible, but there are strict conditions that depend on your insurance policy and the type of cover in place. Let’s look at how it works and what to check before getting behind the […]
Principle of Subrogation
Subrogation is one of the main principles of insurance. Subrogation refers to the right of an insurance company to pursue a third party that caused a loss to the insured. For example, when an insurer pays a claim to a policyholder if a third party’s negligence caused the loss, the insurer may seek reimbursement from […]
Principle of Contribution
The Contribution Principle in insurance refers to the concept that if a customer has multiple insurance policies covering the same risk, each insurer should contribute proportionally to the claim. The Principle of Contribution ensures that no single insurer bears the entire financial burden of the loss. It promotes a fair distribution of liability among the […]
Perils vs Hazards
A Peril and a Hazard in home insurance are two distinct concepts. A Peril refers to a specific event that can result in a loss, such as theft, fire or flood. On the other hand, a hazard is a condition that increases the likelihood of a Peril occurring, making the loss more probable. Peril example: […]