Compare Painter & Decorator Insurance Quotes
Having comprehensive cover is essential for working in other people’s homes with peace of mind. It protects you against faulty materials and covers repair costs if accidental damage happens not just to your client’s property but also to members of the public.
Accidents are the most common reason painters and decorators rely on insurance. Whether it’s climbing ladders, handling tools and equipment, managing loose cables, or working with hazardous materials, the risks are part of the job. At the very least, your insurance should include three key types of liability to cover your essentials: public liability, product liability, and employer liability.
Beyond just protection, having proper insurance shows that you’re a true professional who takes your work seriously. It can also make a big difference in attracting clients, as many will only hire someone with adequate cover. Plus, you could face significant financial losses if something goes wrong and you’re uninsured. This type of cover is also important for anyone working in other people’s homes or on-site alongside other tradespeople.
Frequently Asked Questions
Do painters need public liability insurance in Ireland?
Yes. Public liability insurance protects painters and decorators if they accidentally damage a client’s property or cause injury while working.
How much does painter insurance cost?
The cost depends on your level of cover and whether you employ staff. Compare quotes to find affordable options from trusted Irish providers.
What insurance do self-employed painters in Ireland need?
Self-employed painters in Ireland typically need public liability insurance to cover accidental damage or injury, as well as optional cover for tools, equipment, or a commercial van. If you hire anyone, you’ll also need employer’s liability insurance. Comparing quotes helps you find affordable protection tailored to your trade.
Why is liability insurance important for decorators and painting contractors?
Liability insurance protects decorators and painting contractors from claims for accidental damage or injury. It also shows clients that your business is professional and insured.
Let us help you put together an insurance policy to suit you and your business.
Talk to us today on 042 935 9090.
Compare Insurance Ireland is 100% Irish-owned and regulated by the Central Bank of Ireland. We work with trusted Brokers Ireland members to help painters and decorators find reliable business cover.