| Provider | Cancellation Up To | Medical Expenses Up To | Baggage Up To | Personal Liability Up To | Exam Failure Cover | Get a Quote |
|---|---|---|---|---|---|---|
|
€2,000 | €5 Million | €1,000 | €3 Million | Optional | Quote |
|
€2,500 | €6 Million | €1,500 | €3 Million | n/a | Quote |
|
€3,000 | €3 Million | €1,500 | €2 Million | Optional | Quote |
|
€2,000 | €5 Million | €1,000 | €3 Million | Optional | Quote |
| Backpacker insurance providers are listed in alphabetical order. Benefit levels were checked for accuracy on 16 November 2025. | ||||||
Backpacker Travel Insurance
Backpacker insurance is ideal for students and adventurous travellers spending several months abroad. Most Irish backpacker policies cover trips lasting up to 12 months, with some allowing extensions for longer gap years, subject to terms and conditions.
Typical benefits include cover for medical emergencies, cancellations, lost baggage, and missed departures. If you plan on climbing Mount Kilimanjaro, hiking the Inca Trail, or scuba diving in Thailand, many backpacker travel insurance policies include adventure sports and light working holidays as standard. Always review your policy wording carefully before travelling. Compare travel insurance quotes today to find affordable backpacker cover for your trip.
Tips for Cheap Backpackers Travel Insurance
- If you plan on working abroad, most backpacker travel policies will cover you for light manual work, such as bar and restaurant work, clerical jobs, or fruit picking, but not heavy manual work or working with machinery. Always read the terms and conditions carefully.
- Backpacker companies generally cover a certain number of adventure activities as standard, such as bungee jumping, scuba diving, horse riding, and other similar activities. The more hazardous the event, the higher the risk; therefore, you may need to upgrade your cover depending on your plans, e.g., whitewater rafting, parachuting, hang gliding, etc.
- Backpacker insurance does not cover laptops and mobile phones. If you must bring them, we recommend adding them to your home insurance policy or purchasing an adequate gadget policy that covers them abroad.
- If you’re planning to travel for longer than a year, you may need a different type of policy. See our long stay travel insurance page for cover designed for extended trips abroad.
- Save money on postage by getting the insurance company to email you the policy documentation.
- Always shop around for cheap student travel insurance; you will be surprised how much you can save! Thanks for visiting our insurance comparison site. Enjoy your trip.