What does a house insurance policy cover
Home insurance will protect you, the property owner, from numerous accidental and malicious events. Generally, a household policy covers your property and belongings for loss or damage due to a wide range of risks such as theft, fire, water damage and flooding. See home insurance benefits below.
Property and contents insurance
Home insurance covers damage or loss due to theft, fire, explosion, storm, lightning and water damage.
Fire and smoke cover
Damage or loss caused by smoke or fire due to a fault in a cooking appliance, gas, electric or oil heating.
Water damage cover
Loss or water damage to property caused by a broken heating system or a fault in the plumbing.
Theft & attempted theft cover
Property loss or damage caused by theft, malicious damage and vandalism.
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