Compare Tradesmen Insurance Quotes
Protect your business with tradesmen’s liability insurance today, whether you are an electrician, plumber, carpenter, builder, or painter. Every trade and line of work comes with risks and liabilities, but we’re here to help you manage them. Our expert team will guide you in selecting the perfect liability insurance tailored to your needs, reducing workplace risks and strengthening your business.
We simplify the process of staying protected. We explain your options step by step in clear, straightforward language, allowing you to confidently choose the best coverage for your business. Let’s work together to keep your business secure. Compare a wide range of business insurance in Ireland options designed for tradesmen and small contractors.
Get a Cheap Tradesman Liability Insurance Policy
Having the proper insurance to protect yourself and your business is crucial, regardless of your trade. Manual trade work involves some risks, so finding an insurance policy that suits your needs is essential. Liability insurance safeguards your small business from everyday risks.
General liability insurance prices vary based on your business’s unique needs. Factors that influence the cost include the type of work you do, your business location and the number of employees you have. We’ll help you find the perfect cover for your business at a price that works for you. Let’s protect your business together.
What Does Tradesman Insurance Cover?
Tradesman insurance in Ireland typically includes a few key types of cover to help protect your business from everyday risks. The most common is public liability insurance, which covers accidental injury or property damage caused to a client or member of the public while you’re working. Many building contractors and local authorities now require this as a condition of work.
If you employ staff or apprentices, employers’ liability insurance is usually required by law. It helps cover the cost of claims if an employee is injured or becomes ill because of their work.
You can also add tools and equipment cover to protect against theft or damage to your essential gear, whether it’s on site, in your van, or at your workshop. Some tradesmen also include personal accident or income protection to cover loss of earnings if they’re unable to work due to injury.
In short, the right policy helps safeguard your livelihood by covering legal costs, compensation claims, and loss of equipment, letting you focus on your trade with peace of mind.
Frequently Asked Questions
What does tradesman insurance cover?
It usually includes public liability, employers’ liability, and optional cover for tools and equipment.
Is tradesman insurance mandatory in Ireland?
It’s not legally required for sole traders, but many contractors and clients insist on proof of liability cover.
How much does tradesman insurance cost?
Prices vary depending on trade type, employee numbers, and cover limits, but comparing quotes helps find the best rate.
Can I get tradesman insurance if I’m self-employed?
Yes. Most Irish insurers offer tradesman insurance for self-employed workers and sole traders. It can be tailored to your trade, covering public liability and your tools, even if you work alone.
Does tradesman insurance cover work done on-site or in a client’s home?
In most cases, yes. Public liability cover protects you if you accidentally cause damage or injury while working at a customer’s property or on a building site anywhere in Ireland.
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