| Provider | Cancellation Up To | Medical Expenses Up To | Baggage Up To | Ski Equipment Cover | Piste & Avalanche Closure | Get a Quote |
|---|---|---|---|---|---|---|
|
€10,000 | €20 Million | €5,000 | Yes | Yes | Quote |
|
€5,000 | €20 Million | €3,000 | Yes | Yes | Quote |
|
€10,000 | €20 Million | €5,000 | Yes | Yes | Quote |
| Winter sports insurance providers are listed in alphabetical order. Benefit levels were checked for accuracy on 16 November 2025. | ||||||
Compare Winter Sports Insurance
Winter sports travel insurance, also known as ski or snowboarding insurance, gives you extra protection when travelling to colder destinations. Whether you’re hitting the slopes with your family for the first time or off on a snowboarding break with friends, it’s worth comparing winter holiday cover before you go. Most policies include benefits for medical expenses, lost ski equipment, piste closures, and avalanche disruption.
You can add this level of cover to a single trip or an annual multi-trip policy. It’s ideal for anyone travelling to ski resorts in Europe or further afield. After a day on the slopes, you can relax knowing your trip is fully protected.
So if you’re planning to ski in France, snowboard in Austria, or sledge through Bulgaria, specialist ski insurance gives you the reassurance you need. These policies are designed for mountain conditions and cover aspects such as equipment damage, lost passes, delayed departures, or even emergency rescue.
What does Winter Sports Insurance Cover?
Winter sports insurance includes all the benefits of a regular travel policy, with added protection for activities on the slopes. Depending on your policy, you’ll be covered for:
- Personal accidents and emergency medical treatment
- Mountain rescue and repatriation
- Lost, stolen, or damaged ski or snowboard equipment
- Piste or avalanche closure
- Missed or delayed departures
- Trip cancellation or curtailment
- Lost or stolen passports
- Personal liability
- Unused ski passes or lessons due to illness or injury
Whether you’re travelling solo, with a partner, or as a family, there’s a winter sports policy to match your plans. Compare quotes today and find the right level of cover before you set off.
Do I Need Special Insurance for Skiing or Snowboarding?
If you’re going on a skiing or snowboarding holiday, a standard travel insurance policy isn’t enough. Winter sports are classed as higher risk, so you’ll need a policy that specifically includes winter sports cover.
This type of insurance is designed for life on the slopes. It covers things like piste or avalanche closure, mountain rescue, and ski equipment protection—extras that regular travel cover doesn’t include. It also reimburses unused ski passes or lessons if you’re injured or fall ill.
While ordinary travel insurance works well for beach or city breaks, winter sports cover gives you real peace of mind in snowy, high-altitude conditions. Before you travel, double-check that skiing and snowboarding are fully included in your policy.
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